BUYER CONCESSION OF $18,600 FOR RATE BUYDOWN/CLOSING COSTS. This can be a DUPLEX for complete income potential or a single family home with BASEMENT ADU. Discover this beautifully crafted single-family home that offers exceptional flexibility--perfect for multi-generational living, income generation, or future expansion. The thoughtfully designed floor plan includes a fully equipped 1 bedroom, 1-bathroom basement ADU, ideal for short- or long-term rental to help offset your mortgage. Alternatively, enjoy the home as a spacious 5-bedroom, 3.5 bathroom residence featuring dual kitchens and laundry rooms. The main home boasts an open-concept great room centered around a stunning fireplace, seamlessly flowing into a cozy kitchen complete w/ SS appliances, granite countertops, and a generous pantry. Small bedroom or office on the main level plus 1/2 bath. Upstairs, you'll find the primary suite w/ dual vanities and walk-in closet, an additional bedroom, and a versatile loft-style living area.